Terms of use

This draft discusses proposed terms for use of ashbrookdata.com, including the marketplace and booking pages. The site is run by Ashbrook Data LLC (“Ashbrook”, “we”, “us”).

This draft is not in effect, and using the site does not mean you have accepted it. Our draft Privacy policy describes how we propose to explain our handling of personal information.

The site is for business use: brokerage principals and their teams, and people at companies evaluating insurance data. Please use a work email address and give accurate details when you book a call or request access.

Everything on the site, including descriptions of past transactions, figures, examples and frequently asked questions, is general information about Ashbrook and the market. It is not legal, tax, financial or regulatory advice, and it is not a promise of any price, outcome or timeline for you.

Talk to your own advisers before you act. We encourage brokerages to bring their counsel to any discussion about terms.

Listings in the marketplace, including data cards, record counts, coverage years, sample records, formats, license options and indicative prices, describe data that may be available. They are not offers to sell or license anything, and they may change or be withdrawn at any time.

Sample records are shown to illustrate the structure of the data and are de-identified. [whether samples are synthetic or drawn from real records — to confirm] Whether specific data is available, and on what terms, is only settled in a signed agreement.

Requesting access to data, booking a valuation call, or receiving a reference number or confirmation does not create a contract and does not oblige you, us or any brokerage to do anything further. We may decline or stop discussing any request.

Any sale, license or other transaction happens only under a separate written agreement signed by the parties. That agreement sets out the buying entity, permitted uses, price, payment and any onward licensing, as described in our Data use terms.

Private account access is not currently available through this site. These draft terms do not describe a private account service.

We ask visitors not to:

• try to identify a brokerage behind a listing, or any person or business behind a sample record;
• copy, scrape or harvest listings or other content in bulk, by automated means or otherwise;
• give false details, impersonate someone, or book calls or send requests you don’t intend to pursue;
• interfere with the site, probe or bypass its security or access limits, or overload it;
• use the site to break the law or anyone’s rights, or to send spam or harmful code.

We may restrict access when needed to protect the site and its users.

The site and its content, including text, design, data cards and the Ashbrook name and logo, belong to Ashbrook or its licensors. You may view and use the site to evaluate working with us. You may not reproduce, republish or build products from its content without our written permission.

If you send us feedback or suggestions, we may use them without any obligation to you. [counsel to confirm]

Some features use other companies’ services, such as calendar invitations and video calls. Their own terms and privacy policies apply to your use of them, and we are not responsible for them. Links to other websites are for convenience only.

The site is provided as it is and as available. [counsel to draft]

[counsel to draft]

We may change the site. If terms are adopted, we will post an effective version and date here. The process for notifying visitors about later changes is [counsel to confirm].

These terms are governed by the laws of [governing law — to confirm]. Disputes will be resolved in [courts or forum — to confirm].

Questions about these terms: [privacy contact email — to confirm]. Post: Ashbrook, [Company address — to confirm].